We proudly lead with reference-based healthcare, a model that moves away from inflated hospital charges and ties reimbursements to reasonable, transparent benchmarks. This approach consistently lowers healthcare costs by 20–30% or more while protecting the quality of care your employees receive.

At Ruscitti Associates, our services go beyond just cost savings, we provide full support to help employers and employees navigate the healthcare system confidently.

• Reference-Based Pricing (RBP): Tie reimbursement to Medicare or other fair benchmarks, reducing expenses.

• Cost Savings Programs: Slash overall healthcare spending without cutting benefits.
  

• Employee Advocacy & Support: Ensure staff understand their benefits and know how to access care.
  

• Billing Transparency: Eliminate hidden costs and surprise medical bills.

• Plan Navigation Tools: Help employees make informed decisions about their healthcare.